Minimum living income with a disability in 2026
Independent, non-governmental site
The calculator is set for a couple where one partner has a 65% disability: change the household and income to see what the supplement adds.
You would get each month
€1,115
€13,381 over a full year
| Guaranteed income (2 adults) | €954 |
| Disability supplement (22%) | €161 |
| 2025 income, per month | − €0 |
| Minimum living income | €1,115 |
| Child support supplement | no children |
Wealth limit for your household: €36,973. The income is paid in 12 monthly instalments; the INSS checks it against tax data.
Prepared by Radif Partners · Method · Rules read in the BOE and on the Social Security site on 1 November 2026
When a household member has a recognised disability of 65% or more, Spain’s minimum living income adds a supplement of 22% of the single-person amount, €161.39 a month in 2026. For someone living alone that lifts the guaranteed income from €733.60 to €894.99; for a couple, from €953.68 to €1,115.07. The supplement is paid once per household, even if two people have a disability, and can be combined with the single-parent one. A 33% or 64% degree gives no supplement. Households with it also get a more generous employment incentive: 55% of any pay rise above 6,000 euros is left out. The big question for a disabled person living alone is whether the non-contributory invalidity pension suits them better: in 2026 it is €8,803.20 a year in fourteen payments and also requires a 65% degree. The pension is an individual benefit, with its own household income limits and fourteen payments, and it counts as income for the household’s IMV, which can top it up.
How the supplement works
Article 13.2 of Law 19/2021 sets out the supplement twice: in letter a, for someone living alone, and in letter d, for any household that includes someone with a degree of 65% or more. In both cases it is 22% of the single-person amount, €161.39, not a share of the household scale, so it is worth the same to a person alone as to a family of five.
| Household | Without supplement | With disability | Disability and single parent |
|---|---|---|---|
| 1 people | €733.60 | €894.99 | - |
| 2 people | €953.68 | €1,115.07 | - |
| 2 people, 1 child | €953.68 | €1,115.07 | €1,276.46 |
| 3 people, 1 child | €1,173.76 | €1,335.15 | - |
| 3 people, 2 children | €1,173.76 | €1,335.15 | €1,496.54 |
| 4 people, 2 children | €1,393.84 | €1,555.23 | - |
The supplement does not multiply: two disabled members give a single supplement. Nor is it graded: 65% and 90% add the same. What the degree does change is access to other benefits, such as the non-contributory pension’s supplement for needing another person’s help, which requires 75%.
Your guaranteed income with the supplement
Guaranteed income for your household
€1,115 a month
| Members | 2 |
| Base from the scale | €954 |
| Supplements | €161 |
| Per year (12 payments) | €13,381 |
IMV, non-contributory pension or both
Someone aged 18 to 64 with a 65% degree may qualify for the non-contributory invalidity pension, governed by the General Social Security Act. Its full amount in 2026 is €8,803.20 a year, set by Royal Decree-law 3/2026, and it is reduced if there is other income at home. The two benefits do not simply add up: the pension counts as income for the IMV, and once a pension is awarded the household’s IMV cannot exceed the guaranteed income minus that pension. The page on the IMV alongside a pension explains it.
In a family the combination often pays. A couple where one partner draws the full non-contributory pension, €628.80 in fourteen payments or €733.60 a month on average, has a guaranteed income with the supplement of €1,115.07: the IMV would cover the gap, €381 a month, if there is no other income.
Whichever route you take, keep the disability certificate up to date. The degree is reviewed when the condition changes, and a lower degree after a review can remove both the IMV supplement and the right to the non-contributory pension, so report any new assessment within 30 days.